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Terms and Conditions of the Ubuntu Botho Life service.


This Membership Agreement (the "Agreement") is accepted by Champions upon registration with Ubuntu Botho Life Pty Ltd, a multi-level marketing (MLM) company registered in South Africa under the registration number 2019/144411/07, with its address at Ubuntu Botho Life, Buchanan House, Woodstock, Cape Town. By accessing and using the Ubuntu Botho Life MLM Platform, Champions acknowledge that they have read, understood, and agreed to be bound by these Terms and Conditions.

1. General Terms

1.1 Ubuntu Botho Life Pty Ltd offers a membership program with embedded insurance and service products under a scheme benefit program.

1.2 All new products and services offered via the Ubuntu Botho Life membership program will be introduced at the sole discretion of the Ubuntu Botho Life Pty Ltd Board of Directors. The Board diligently vets and approves product suppliers to ensure the highest quality and value for Champions. These products will be available to Members via the online Ubuntu Botho Life MLM platform under the 'store' section.

1.3 The objective of the membership program is to create a large group of Champions who, through their access to the Ubuntu Botho Life program and the MLM Platform, benefit from group buying power as the number of Champions increases.

1.4 Champions are individuals or entities who are champions of Ubuntu Botho Life and refer new Champions to Ubuntu Botho Life in return for referral fees distributed to themselves and their network uplines.

1.5 The Ubuntu Botho Life membership programme is not a Ponzi scheme.

2. Membership Fee Payment and Benefits

2.1 To earn the right to refer new Champions, Champions must become and stay active members of the Ubuntu Botho Life program. Membership fees must be paid within fifteen days of the due date. Failure to pay the membership fees within this timeframe will result in the suspension of membership benefits.

2.2 Membership benefits, including access to embedded products and services under the scheme benefit program, are exclusively available to Champions with an active status. Non-payment of membership fees will result in the temporary suspension of these benefits until the outstanding fees are settled.

2.3 Champions are solely responsible for ensuring their membership fees are kept up to date to maintain active status and to continue enjoying the full range of benefits provided by the program.

3. Identity Verification

3.1 Ubuntu Botho Life Pty Ltd complies with international regulations and requires all Champions to verify their identity and dwelling address.

3.2 Within one month of membership activation, Ubuntu Botho Life Pty Ltd will provide a link to each Champion. The link will require a 'selfie' taken at the registered dwelling address.

3.3 Until proper verification of the Champion's liveness and identity is completed, the membership will not become fully active.

3.4 The onus is completely on the Champion to have their identity verified on the platform and to maintain their data accurately. It is the Champion's responsibility to keep their portal information up to date.

4. Transfer of Membership Accounts Upon Death

4.1 In the event of a Champion's death, the ownership of their membership account will automatically be ceded to the beneficiary as nominated in the Champion's online profile.

4.2 Ubuntu Botho Life Pty Ltd will contact the designated beneficiary upon the Champion's death to facilitate the transfer of the membership account.

4.3 The membership account will be passed over to the beneficiary Champion to continue with the business opportunity afforded by Ubuntu Botho Life Pty Ltd.

4.4 Ubuntu Botho Life Pty Ltd reserves the right to request appropriate

documentation and proof of beneficiary designation before effecting the transfer of the membership account.

4.5 Ubuntu Botho Life Pty Ltd is not liable for any disputes that may arise regarding the designation of beneficiaries or any delays in the transfer process due to incomplete or inaccurate beneficiary information.

5. Updating Beneficiary Information

5.1 Champions are responsible for regularly reviewing and updating their beneficiary information in their online profile to ensure its accuracy.

5.2 Any changes to the beneficiary designation must be made by the Champion directly through the MLM Platform or any other method prescribed by Ubuntu Botho Life Pty Ltd.

5.3 Ubuntu Botho Life Pty Ltd shall not be responsible for any consequences arising from outdated or incorrect beneficiary information provided by the Champion.

6. Embedded Insurance Products and Waiting Periods

6.1 Ubuntu Botho Life Pty Ltd does not sell insurance products directly. Instead, certain insurance products are embedded into the membership program as part of the scheme benefit program. These embedded insurance products are made available to Champions subject to the terms and conditions of the Master Services Agreements negotiated by the Company from time to time.

6.2 Some membership benefits may be subject to waiting periods as defined by the terms and conditions of the respective product providers. These waiting periods are clearly outlined in the product providers' terms and conditions, which are made available to Champions on the Ubuntu Botho Life MLM platform.

6.3 It is essential to note that at the point of using any embedded services, benefits, or products, the terms and conditions displayed on the Ubuntu Botho Life MLM platform will always prevail as the applicable terms and conditions for usage, along with the product supplier's terms of use.

7. Upline Referral Payments and Account Security

7.1 Upline referral payments are made in accordance with the compensation plan, as detailed in the addendum to these Terms and Conditions.

7.2 Champions are solely responsible for maintaining the security of their online account details. The Company takes no responsibility for any fraud or fraudulent access to a Champion's online account. Champions must use strong passwords, enable two-factor authentication when available, and refrain from sharing their account details with others.

7.3 The payment of referral fees, incentives, and bonuses is entirely at the sole discretion of Ubuntu Botho Life Pty Ltd. The Company reserves the right to adjust or withhold payments based on compliance with the Terms and Conditions, the Compensation Plan, and any other relevant guidelines or policies.

7.4 Champions who bring Ubuntu Botho Life Pty Ltd into disrepute or negatively portray the Company may face consequences, including but not limited to the suspension of their online account and the refusal of membership going forward. The Company reserves the right to cancel a Champion's account for serious misconduct or breaches of the Terms and Conditions.

8. Competitions and Incentive Programs

8.1 Ubuntu Botho Life Pty Ltd may occasionally introduce once-off bonuses, competitions, or incentive structures called incentive programs to reward and motivate Champions.

8.2 The decision to introduce and implement these incentive programs will be at the sole discretion of the Company.

8.3 The terms and rules of each incentive program will always be listed separately and made available to Champions.

8.4 Only competitions listed and displayed within the Ubuntu Botho Life MLM platform and within the online account of the Champion will be honoured by the Company.

9. Amendment of Terms and Conditions

9.1 Ubuntu Botho Life Pty Ltd reserves the right to amend these Terms and

Conditions at any time, subject to compliance with applicable laws and regulations.

9.2 Amendments to the Terms and Conditions will be communicated to Champions through the MLM platform or any other official communication channel as prescribed by the Company.

10. Governing Law and Dispute Resolution

10.1 These Terms and Conditions, including the sections on Competitions and Incentive Programs, shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising under or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of Cape Town, South Africa.

11. Additional Protections for Champions

11.1 Ubuntu Botho Life Pty Ltd commits to treating all Champions with fairness and respect, creating a business environment that fosters growth and empowerment.

11.2 The Company acknowledges its duty to protect Champions from any abusive, deceptive, or unfair practices and pledges to maintain a transparent and ethical business relationship.

11.3 Champions are encouraged to report any concerns or irregularities to Ubuntu Botho Life Pty Ltd promptly to enable the Company to address and resolve such matters efficiently.

11.4 The Company shall establish an accessible and confidential reporting mechanism to enable Champions to report any misconduct or violations.

11.5 Ubuntu Botho Life Pty Ltd shall diligently investigate any reported violations and take appropriate actions, which may include disciplinary measures and termination of any involved parties found guilty of misconduct.

11.6 The Company shall maintain proper record-keeping and compliance practices to ensure transparency and accountability.

11.7 Champions are entitled to a fair and transparent dispute resolution process, and the Company shall endeavour to resolve any disputes promptly and impartially.

By accepting these Terms and Conditions, Champions acknowledge and agree to abide by the provisions set forth herein and to comply with all applicable policies, procedures, and guidelines communicated by Ubuntu Botho Life Pty Ltd through the MLM Platform or any other prescribed communication channel.